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  • What is an instalment loan?

    An instalment loan is a loan that is repaid over multiple repayment dates. So instead of repaying the full amount on your very next payday, you will have the ability to repay a portion back each payday over the next few weeks or months.

  • How do I get an instalment loan?

    All you have to do to get an instalment loan from is go through our straightforward application and see if you are approved to receive funds. You could be eligible for up to £1500, depending on your net income, and pay frequency. Apply online now!

  • What are the requirements for an instalment loan?
    To be eligible for an instalment loan, you must:
    • Be at least 18 years old
    • Currently living in the United Kingdom
    • Regularly employed with a net income of at least £667
    • Receive your pay directly into your bank account

  • Do I have to send in any documents?

    Generally, the information required to get your loan can be provided online. There may be certain situations where we cannot verify your details. In this case a document may be required in order to proceed with the loan. In the event we do require a document to be sent in, urges you to send it via email. Not only is this often more convenient for you, but it is also eco-friendly.

  • How much can I borrow?

    The maximum amount offers for an instalment loan is £1500, but your approved loan amount will vary based on your monthly expenses, your net income, and other factors that we use to determine eligibility. That said, it is important that you only take as much as you can comfortably repay on each of your repayment dates during your loan.

  • What are your rates?

    Daily interest will accrue on the outstanding principal loan amount at a rate of 0.8% per day. The total charge for the loan will vary depending on your loan term. The information will be available to you before the loan is finalised. If you have any questions about the rates or terms of your loan, we’re always happy to help you get answers. To get more information about our rates, please visit our Rates page.

  • How long does it take to receive an instalment loan?

    Under most circumstances, once your loan request has been approved you will receive your funds within a few hours. However, this is dependent on your bank, cut-off times, and holidays.

  • How do I repay my loan?

    Repaying your loan from is as simple as it gets – you don’t have to do anything! On the days that each of your payments are due, your account will automatically be debited for the agreed-upon repayment amount.

  • What happens if I miss a payment?

    If you miss a payment or think you are going to struggle to make a payment, we encourage you to contact our friendly payments team as soon as possible on 0800 086 9226 or by emailing We can always make an arrangement to make your repayments as easy as possible for you.

Warning: Late repayment can cause you serious money problems. For help, go to
Pounds Till Payday is not a lender but is a licensed credit brokerage business which affects introductions between borrowers and lenders.

Representative Example:

277.5% APR Representative

£700 FOR 12 MONTHS
£111.27 PER MONTH
INTEREST £635.24

Interest rate: 140% pa (fixed)
277.5% APR Representative